What is the maximum interest and fees a buyer of old credit card debt can charge?

October 13, 2015 19:47 by Consumer Ed
Dear Consumer Ed:   I have some outstanding credit card debt from seven years ago. I was recently contacted by a debt collector, who is not the actual creditor, attempting to collect this debt. They want me to pay fees and interest that have nothing to do with the original debt. Can you tell m... [More]

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Can I get out of my lease due to noise from fitness center below my apartment?

September 23, 2015 16:36 by Consumer Ed
Dear Consumer Ed:   I live on top of the fitness center in an apartment complex.  The machines are extremely loud, and my apartment shakes when they are in use. When I moved in, the fitness center hours were 9am to 10pm. This allowed for some quiet time. Recently, a new manager was hired ... [More]

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Do stores have to offer a rain check if an advertised item is not available?

September 8, 2015 15:42 by Consumer Ed
Dear Consumer Ed:  Are businesses required to offer a “rain check” for items advertised but not available within the time frame of the deal?  I understand when they say “while supplies last,” but one store in particular either conveniently runs out of a product ear... [More]

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