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Making a major purchase or using credit can be a confusing and overwhelming experience, especially if you’re contemplating these decisions for the first time.

The Governor’s Office of Consumer Affairs has designed this website as a comprehensive resource to help you make wise decisions – whether you’re buying a car, getting your first house or apartment, applying for credit, or trying to manage your money. Follow ConsumerEd to learn more about these important topics.

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Featured Story

Debt Adjustment Companies: Should you believe their promises?

Disreputable debt adjustment companies can put consumers into even greater debt. Know what to look out for. more>

Latest News

Trusting a car dealer to pay off your loan can be risky business

Think twice before trading in a car that you still owe money on. If the dealer fails to pay off the loan, you are the one responsible to the lien holder. more>

Georgia's new credit freeze law

New credit freeze law gives Georgians a new weapon in the fight against identity theft. The law went into effect on August 1, 2008. more>

Foreclosure Rescue Scams

Consumers facing foreclosure should watch out for con artists who promise they can keep you from losing your home. These claims may just be attempts to get your money, your house, or both. Learn how to recognize and avoid foreclosure rescue scams and find out where to go for legitimate help if you’re facing foreclosure. more>

Tips & Topics

Avoiding ID Theft at College

Learn how to safeguard your computer and other ways to steer clear of identity thieves.

You'd better watch out: Gift cards can be lumps of coal

If a retailer goes out of business, your gift card may be worth less or worthless.