Welcome To Consumer Ed!
Making a major purchase or using credit can be a confusing and overwhelming experience, especially if you’re contemplating these decisions for the first time.
The Governor’s Office of Consumer Affairs has designed this website as a comprehensive resource to help you make wise decisions – whether you’re buying a car, getting your first house or apartment, applying for credit, or trying to manage your money. Follow ConsumerEd to learn more about these important topics.
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Featured Story
Pay or walk? Annual credit card fees test consumers' limits
How much would you pay to keep your credit card? more>
Latest News
Beware Bogus Advertising Slogans
Car dealers can take advantage of consumers through deceptive automobile advertising tactics. Find out how to read between the lines. more>
Will the New Federal Housing Plan Help You? more>
Con artists scam home owners in danger of default by offering them loan modifications for up-front fees. more>
The Credit Card Act of 2009 has both positive and negative repercussions for consumers. Find out how the law will affect you. more>
Home owners can recoup a portion of energy-efficient home improvements made in 2009-2010. more>
How to steer clear of extended warranties that don't deliver on their promises... more>
Disreputable debt adjustment companies can put consumers into even greater debt. Know what to look out for. more>
Think twice before trading in a car that you still owe money on. If the dealer fails to pay off the loan, you are the one responsible to the lien holder. more>
Tips & Topics
If you buy or bought a new vehicle between February 17, 2009 and December 31, 2009, you can deduct the state and local sales and excise taxes from your 2009 tax returns.
Prospective home buyers should watch out for these risky financing offers...
Learn which bad credit habits you need to scrap and the good habits you can replace them with.
Tired of renting? Consider these costs before you take the leap into home ownership.
Learn how to safeguard your computer and other ways to steer clear of identity thieves.