Welcome To Consumer Ed!
Making a major purchase or using credit can be a confusing and overwhelming experience, especially if you’re contemplating these decisions for the first time.
The Governor’s Office of Consumer Affairs has designed this website as a comprehensive resource to help you make wise decisions – whether you’re buying a car, getting your first house or apartment, applying for credit, or trying to manage your money. Follow ConsumerEd to learn more about these important topics.
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Featured Story
New federal laws designed to protect consumers who use credit will soon be finalized. Find out how the proposed changes will affect you. more>
Latest News
Some third-party debt collectors are coercing debtors into waiving rights they don't know they have... more>
Will the New Federal Housing Plan Help You? more>
Con artists scam home owners in danger of default by offering them loan modifications for up-front fees. more>
Home owners can recoup a portion of energy-efficient home improvements made in 2009-2010. more>
Some credit card companies are slashing credit limits to below their customers' current balances, creating a multitude of problems for consumers. more>
How to steer clear of extended warranties that don't deliver on their promises... more>
Disreputable debt adjustment companies can put consumers into even greater debt. Know what to look out for. more>
Think twice before trading in a car that you still owe money on. If the dealer fails to pay off the loan, you are the one responsible to the lien holder. more>
New car buyers benefit from improvements under revised Lemon Law. more>
Tips & Topics
Prospective home buyers should watch out for these risky financing offers...
Learn which bad credit habits you need to scrap and the good habits you can replace them with.
Tired of renting? Consider these costs before you take the leap into home ownership.
If a retailer goes out of business, your gift card may be worth less or worthless.
Learn how to safeguard your computer and other ways to steer clear of identity thieves.