Dear Consumer Ed: We bought a mattress and within days there was a deep sag in the middle.  The store replaced it, but we had the same problem immediately.  They took the mattress back and will give us a store credit they say has to be used by the end of the year.  We don’t wan... [More]

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Dear Consumer Ed: I'm in grad school and had some medical care that I was told was covered by my insurance. The insurance company wouldn't pay and now the doctors say that it's been turned over to a collection agency and there's an additional 38% fee. That's another $400. Is that legal?  ... [More]

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Dear Consumer Ed: My daughter wants me to co-sign a loan for a car. If she is late on a payment, will this affect my credit, as well as hers? Consumer Ed says: Yes, when you co-sign on a loan, of any kind, both you and the borrower put your credit scores at risk.  If your daughter is late or... [More]

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